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			    <li><a href="default.asp">Home Loan Basics</a></li>
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		<h1 class="LearnHeader">Homeowners Insurance</h1>
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			<p>Homeowner's Insurance<br>Homeowner's insurance covers fire, theft, certain natural disasters and personal liability if someone is injured on your property. It protects the lender against the loss of the property securing your mortgage. You'll have to prove that you have adequate homeowner's coverage as a condition of obtaining a mortgage.</p>
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